MAKE LAND OWNERSHIP POSSIBLE
Financing To Buy Your Land
Secure the land you need to build your future.
Ownership Options
Financing for land purchases, whether for residential or investment purposes.
Credit Friendly Options
Accessible financing, regardless of your credit history, to help you secure your ideal land.
Flexible Loan Terms
Repayment options designed to fit your financial goals for land ownership.
Quick Approval Process
Obtain funding quickly to finalize your land purchase without hassle.
Struggling to Secure Financing for Land?
Loans to Make Land Ownership Possible
Are financial constraints holding you back from purchasing the land you need? Whether it’s for building a home, farming, or investment purposes, our land purchase loans provide the support you need. With competitive rates and manageable repayment plans, we make owning land a reality.
Apply now and take the first step toward securing your dream property.
Certified Team
Our experts are trained to help you find the best loan options for your needs.
Trusted Company
Thousands trust us for straightforward and reliable financial services
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Transform Your Home and Property Dreams into Reality
Flexible Financing Options
Quick Approvals for Land Purchase Loans
Is a lengthy financing process stopping you from closing the deal on your desired land? We simplify land purchase financing with fast approvals and clear terms, so you can act quickly in today’s market. Regardless of your credit background, our loans are accessible and reliable.
Apply today and move closer to owning the land you’ve been planning for.
BUILD OR UPGRADE TODAY!
Apply now to bring your home or land goals to life!
FAQs
Frequently Asked Questions
- Land Loans: Designed specifically for purchasing undeveloped land, these loans often require higher down payments and carry higher interest rates due to increased lender risk.
- Construction Loans: If you plan to build on the land immediately, construction loans provide funds for both land acquisition and construction costs.
- Agricultural Loans: For farmland purchases, programs like the Canadian Agricultural Loans Act (CALA) offer loans up to $500,000 for land acquisition and building improvements.
Down payments vary based on land type and lender policies:
- Raw Land: Undeveloped and remote areas may require down payments up to 50%.
- Vacant Land: Serviced or partially serviced plots may have down payments around 35%.
- Developed Land: Land with existing infrastructure may have lower down payment requirements, typically starting at 20%.
Interest rates for land loans are generally higher than traditional mortgages due to increased risk. Rates can be around the prime rate plus 2% to 3%, but this varies by lender and borrower qualifications.
Yes, the Canadian Agricultural Loans Act (CALA) Program assists farmers by guaranteeing loans for land purchases and improvements, offering up to $500,000 for farmland and building acquisition.
- Creditworthiness: A strong credit history improves approval chances.
- Land Use Plans: Detailed plans for development or construction can strengthen your application.
- Location and Zoning: The land's location, accessibility, and zoning regulations impact lender decisions.
- Down Payment: Larger down payments reduce lender risk and may improve loan terms.
Yes, if you own property with sufficient equity, a HELOC can be used to finance land purchases, often at more favorable interest rates compared to land loans.